• The company has been profitable since inception.
• Bad debts have totaled only $145,000 over the last 5 years. More importantly, as of August 31, 2009 we had accumulated reserves against future special losses totaling $1,255,000.
• Net return on investment has averaged 11.2% over the last 13 years.
• Our mortgage portfolio has grown steadily, as has our income and profitability.

Disclaimer: There is no guarantee that the company's future performance will match, or be similar to past performance, as circumstances and market conditions are constantly changing.