Investment Benefits

• Shares of MIC's are an eligible investment for self adminstered RRSP, RRIF, or Tax Free Savings Accounts can be purchased directly by an individual or a corporation.
  
• The company has been consistently profitable from inception and recently completed its 13th year, providing a return of 9.7% per annum.
• The average mortgage advance against property value is approximately 54%*.
• Risk is well spread between the provinces of BC, Alberta, and Manitoba and are amongst some 375 mortgages.
• In terms of dollars outstanding 89% of the portfolio consists of first mortgages*.
• The company operates properly under the auspices of the BC, and Alberta Securities Commissions.
• Over 90% of mortgages are residential with the average mortgage size being just over $133,000*.
• As noted on the enclosed graph, the company's losses in the past have been very nominal, with total losses over the  last 13 years being under $237,000. Furthermore, we have $1,255,000 set aside against future losses.
• The company is administered by Premiere Home Mortgage Ltd. , a government licensed mortgage broker in the provinces of BC and Alberta, who has been in business for 24 years. Premiere Home Mortgage has an experienced management team with combined lending experience of over 40 years.
• The company's financials are fully audited, and detailed. Comprehensive reports are provided to our investors on a quarterly basis.
• Each shareholder holds 1 Class A, voting share, and is eligible to vote at the company's Annual General Meeting.
• Interest is paid out annually, by November 30th of each year. Our net income must be paid out annually within 90 days of our fiscal year end; August 31st.
• All funds for share purchases are handled by our solicitors who also hold the shares in trust for investors, with the exception of those held by the trustees of self administered RRSPs, RRIFs, and Tax Free Savings Accounts.

*All figures as of August 31st, 2009

Disclaimer: There is no guarantee that the company's future performance will match, or be similar to past performance, as circumstances and market conditions are constantly changing.